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THE PEOPLE AGENDA
(Common Sense Politics)

Farming: 

Farmers FEED America, but banks control the farmer. This must end NOW! There is no way a farmer can breathe with the bankers hands always choking them and threatening to take their land, property, and homes! And with this bully threatening the farmer, the Pharma then places its foot on the farm’s neck to produce products that they know is killing America, all in the name of greed! 

 

While we have a Governor in Texas (Greg Abbot) proclaiming “keeping Texas, Texas”, he has spent Texans Tax money (millions) on shipping immigrants to other cities out of “spite”…money that he’s now begging Trump to reimburse and has been denied. He’s wasted Tax payer money on revitalizing the Battleship Texas, when these funds can be used to help Farmers get from under the banks. 

 

The taxes America pays (State and Federal) should go to making sure Farmers have what they need to sustain America “FREE of DEBT” and Free of control from all banks and pharmaceutical companies…Machines need to farm are free; when they break, repair them for free; Set up watering and waste systems that will prevent contamination. GIVE the farmer what he needs so his /her family can farm in peace and prices will go down. Moreover, the savings that we offer the farmer will flow down to the American consumer; and Americans can and will buy more and be able to feed their families! That’s making America great! Everyone Benefits! 

Public Education K - 12: 

Teachers are the foundation that a society is built upon, yet they are underpaid, under appreciated, under a microscope at all times. Yes, there are those that don’t really educate, that are in the occupation simply for a check. They are the ones that are raping young minds and hurting our public education. However, there are many that put their heart into it, spend their own money on their craft to truly make a difference. Change must come to how we take care of our educators! 

  1. relief of financial burdens such as, educators (K-12), after they’re 3rd year in teaching earn 30% discount on groceries from all stores. This will balance out their worth financially by easing the burden of paying high prices to feed themselves and their families.

  2. Public Educators are reimbursed for any reasonable expenses they incur that promotes education within their classroom.

  3. Educators (K-12) after their 5th year in education qualify for an Educator home Loans that parallels the VA home loans and FHA with a extra 1 point free buy down. 

   4.    NO ONE can serve on any education board that has not spent more than 5years inside a classroom teaching Americas children. How can you make decisions on education if you’ve never been in the position to “feel” what education really is?

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The Texas Lottey and Education 

In 2003 Texans voted to have the lottey in Texas. It was marketed to us on a platform of Funds going towards EDUCATION…and that was exciting because education is taken serious here in Texas. However, the money for education is put into “The General Fund” and not the education fund which supplies all needs of education. So, we can all fairly assume because governments hide the money made from the lottery in the General fund that the money from the Lottery isn’t being used to support education alone since we still have teachers buying their own supplies to perform in their field effectively. In addition, so many schools are suffering as a result of low funding. The common sense proposal is to ensure all Lottery money is directed into the education fund ONLY.

College / Universities 

120 semester hours is what most 4 year colleges and universities require to graduate. In that 120 hours, parents / students are paying for classes they will NEVER use, nor need, nor have anything to promote their intended degree. This is money wasted and gives only to add to the debt of that student. 

 

Classes such as History before 1876 and history After 1876…unless you are a History major, why do students need to learn what they have already learned in high school history? Science/Biology: here’s another core class that is taken in high school that should only be taken in college if that is your major.  Replace those hours with electives that are really a need and will make a difference in enhancing the students understanding of their major or minor. 

 

FERPA:     •    FERPA is a U.S. federal law that regulates access and disclosure of student education records. It grants parents access to their child's records, allows amendments, and controls disclosure. After a student turns 18, their consent is generally required for disclosure. If it is required for a parent to be on a FAFSA (Financial Aid) and be held liable for paying the "protected student" loan, then there is no privacy for that student from his or her parent.

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AI and Student loans: 

American Parents send their kids to college using loans that guarantee debt after the students college experience, without a guarantee of a career afterwards. Either way the Banks win! And now that AI has freely gone rogue replacing Americans what is the real worth of a college degree if debt and joblessness awaits…the bank still wins! Our American Government that is suppose to work FOR THE PEOPLE is allowing industry and the banks to stack the deck against us while making more money. This is not caring for the American people. I propose, in order to save America  that:

  1. no college or university shall offer a degree that they know or has a chance to be phased out by AI. 

    •        2.    If a college graduate has financial aid debt (home, financial aid, vehicle) and they lose their job to AI with in 10years into their career, the industry that chooses AI must payoff all student loans and pay to retrain the employee in a career that shall sustain his or her current lifestyle. Banks shall suspend all debt for a 6year period with no interest added during the forebearance.

Credit Reporting: 

Credit: the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future: DEBT! Banks! It’s a shame how our lives are controlled by a credit score; and the reality is this is how life is. If you do not have money readily available to buy what you want, it’s a chance you will need to borrow money to get what you need (house, car, even buy you child school clothes). However our lives are financially judge by our credit score, which is a guilty until proven innocent monster. What do I mean? Any entity that reports to a credit agency can say anything negative and that agency will punish you first without contacting you to see if it’s true. And if you’re not one to monitor your credit, such a report goes unchecked until you apply for credit and suddenly get a negative report that you are denied and you then investigate. Now you have to work hard to refute what’s on your credit report just to get the negative report off and that takes time. 

 

Penalties: a creditor will say to you there is no penalty for paying for creditor off fast…and they are telling you the truth…there are no penalties from the creditor; however, credit agencies will penalize you for it and that will drop your score. No one should ever be penalized for doing what is right…getting out of debt. Thus strict standards must be put in place to control the credit agencies and stop them from hurting Americans 

 

  1. No one will be penalized for paying off credit at anytime! 

  2. There needs to be a standard universal format that tells the consumer how many points certain actions will reduce their credit score: such as:

A. Hard hit - 3points 

B Late payment  - 5points 

C charge off - 25points 

 

  1. Before a negative report affects your credit, the credit agency MUST notify you via mail or email and allow you 30days to respond with your evidence of disagreement before it affects your credit. 

Fairness for the American people is what this will bring, and such does not affect the economy nor the banks. It only prevents them from controlling the American people.

Term limits for ALL Elected Officials:

Yes! All elected officials should have TERM LIMITS! This promotes checks and balance between government and the business industry that lobby for favor. We hear every politician speak on this, but it’s never done. IF America is for Americans and WE the people have true say so in our own government, then WE the people should have a vote on this decision, not leave it up to the very individuals that will be affected! That’s like allowing a criminal defendant to decide if he or she is guilty! We should decide what goes on the ballot of change in America the same way we vote for referendums in state, county, and city elections. We the people decide and it’s up to our POLITICAL SERVANTS to find the money to do it…if what the people ask for requires money…CHANGE and CARE doesn’t cost anything! But politicians don’t want that because they lose CONTROL of their earning potential of being lobbied. So I say allow the People to decide on term limits…put it in the ballot! 

 

Politicians are elected to serve the people who elect them; thus the people should have the right to FIRE them at any time when they don’t do their job: NOT wait for another election! If they fail to step down, then upon arrival home to the community they serve, they will be arrested violation of civic duty. If we the people fail to do our job at our place of employment, our employer doesn’t wait nor allow us a grace period…we get fired! Yes, hold elected officials accountable the same way we are all held accountable on our jobs. 

 

Politicians should be incorruptible when serving the needs of the American people. Too many of our politicians are receiving favors, both financially and materially, from corporations and foreign powers that lobby for favor on votes that negatively affect the American people. This should be a FELONY! To change America, we the people must vote for accountability. 

Immigration:

Immigration solved! If America wants to solve the immigration problem, they must first establish a military presence in the regions where these immigrants are running away from. How do we do this without putting American soldiers in harms way? The immigrants looking for American citizenship, males particularly, must serve in the US military for 10years. They will be trained and they themselves will be the “boots on the ground” in their own land, under US jurisdiction to secure and protect. Being that these immigrant US soldiers are now protected under the sovereignty of the US flag, any attack on them will constitute an attack on America, and they that trespass will pay the consequences of such. This will be the deterrent. Such a deterrent will allow the immigrant communities time to rebuild, restructure. The same as we have set up military bases on Korea, Germany, and other countries around the worlds. We can also set up bases in these countries that need the protection of the strong powers. America’s politicians seem to only stand in support of countries that they stand to gain resources from that benefit the wealthy of the wealthy, yet government politicians choose to do nothing but cry about and use immigrants entering into America illegally from countries that have nothing for America to financially gain from…(well except protecting American jobs, health care, safety, peace of mind…you know everything that the American PEOPLE want) as political talking points. 

Innovation and Artificial Intelligence (AI):

Innovation and change affects Americans. If we stop drilling or coaling, jobs are affected and now we hurt Americans. If we don’t stop drilling and coaling then we hurt the earth and eventually kill everyone. AI is taking over, thus jobs are being lost. Where is the medium? Change is going to come, and that is inevitable truth, however how do we protect Americans from losing their jobs when innovation must happen? Government intervention Training! When government needs to build a project and the project needs to cross private property, there is something called Eminent domain. 

 

Eminent Domain is the compulsory acquisition of private property for public use. It does not include the power to take and transfer ownership of private property from one property owner to another private property owner without a valid public purpose.[5] This power can be legislatively delegated by the state to municipalities, government subdivisions, or even to private persons or corporations, when they are authorized to exercise the functions of public character. 

 

So what its saying is that if Government needs your land, they can take it; Of course government monetarily reimburses the land owner. So, why can’t the same be for communities where innovation takes over their livelihood. No, I’m not saying pay the people off, but rather give the FREE training to transition into the new career systems that innovation is replacing. You don’t take a man’s home and just leave him homeless and unprepared. 

Living Wage vs Minimum Wage:

I’ve seen many years pass in America and I’ve seen so many changes…cars have gotten faster, phones smarter, homes larger, prices of goods and services higher; but there are two things I know of that simply have not changed with the times…the cost of a Television seemingly is cheaper and rate of minimum wage seeming is simply cheap! The US minimum wage today is $7.25. This is the bare minimum an employer can pay for legalized labor. Here’s a 57year look at the US minimum wage growth. 

 

1968-1973…$1.60 (6years)

1974…$2.00 (+.40)

1975…$2.10 (+.10)

1976 - 1977…$2.30 (2 year)(+.20)

1978…$2.65 (+.35)

1979…$2.90 (+.25)

1980…$3.10 (+20)

1981- 1989…$3.35 (9years) (+.25)

1990…$3.80 (+.45)

1991…1995…$4.25 (5years) (+.45)

1996…$4.75 (+.25)

1997- 2006…$5.15 (11years)(+.40)

2007…$5.85 (+.70)

2008…$6.55 (+.70)

2009-2025…$7.25 (16years)(+.70)

 

For 16years the minimum wage has been $7.25, and while living expenses has risen, our wealthy United States Politicians that can afford to live comfortably without worry make excuses why there is no need for a minimum wage increase. Even though most companies are offering $10-$12 starting pay, our elected officials refuse to even make these generousities law. 

 

Minimum wage is the bare minimum of not even getting by. Americans have to get two jobs working 16 hours a day, 6 days a week, at $12 an hour just to be honored with the characterization of being poor and almost homeless. This is not what living is supposed to be especially in a nation that has money to throw away, squandering money that has nothing to do with helping the American people breathe freely from being hungry and homeless. 

 

Minimum wage should be increased to $12.00 an hour according to the historical trend. This minimum wage should only be for those individuals that are stoic employees. Stoic employees would be high school and college kids that are merely looking for a job to make money while in school.  Minimum wage is sufficient enough for these kids.

 

However, there also needs to be a  living wage. A living wage should be mandated for those that make minimum wage jobs their home career. These individuals may be the non college goers, high school drop outs, late bloomers in the responsibilities of life, rehabilitated prisons…United States citizens that just made a wrong turn and trying to get something right. An employee that is on a minimum wage job for 4years or more will automatically qualify for the living wage increase. They deserve a chance to have it right if they are willing to work. Thus a living wage should be commensurate with the cost of living…the cost of working a single job that can support a dwelling with utilities.

 

Living wage…You hear senator Bernie Sanders speak on this for years and nothing ever comes from it because the majority of politicians that are in office have never gone hungry in their life and refuse to feel the American People pain! 16years is too long to not feel the pain of American people.

Welfare:

Welfare has been a controversial issue for years only because it’s systematically associated with individuals that do not want to work. How can the US fix this issue? Well, a Living Wage is the beginning, however, it will not fix those that still want to escape the system. Everyone, if physically and mentally able should work to contribute towards the growth of America. Free is not the answer for those that don’t want to work, but want to indulge in fun, sex, and give birth to innocent kids that have no choice in being in such a situation. Then, these individuals expect to eat, feed the kids, and be housed on the backs of Americans that are working…some selling their welfare benefits for cash to buy what Welfare benefits won’t allow. It’s not fair to working Americans, thus in order for an individual to be approved for welfare benefits, there will be a requirement that they first be registered for community service. Depending on their situation will determine how many hours of community service they will have to complete a month in order to receive their benefits. If they don’t complete all their hours, then they receive less according to what they have WORKED to receive. They are in charge of their lively-hood. The tracking of their hours will work in the same technological way the Courts track community service hours of individuals on probation.

Reparation for Native Americans and African Americans:

This is a sensitive matter for Government typically because reparations is an admittance of wrong doing and historical truths…truths to the evils of “White” America. But America can no longer hide behind excuses to not honor those that white nationalism, fear and hate murdered; and in referencing honor, I am not speaking of some sort of financial contribution. No! Reparation can no longer be a tiptoe, walk on egg shells conversation! 

 

There are too many facts other than the truth about the disease called American colonialism which spread across this land that rightfully belongs to the Cherokee, Apache, Osage, Ottawa, and many other native tribes, now called Native Americans. As well, there are many truths other than American Slavery that deems reparations to be a just recompense for both the Natives to this land we call América and the African American. Recompense…to make amends to (someone) for loss or harm suffered; compensate.

 

The destruction of Native American people, cultures, and languages has been characterized as genocide. Debates are ongoing as to whether the entire process or only specific periods or events meet the definitions of genocide. Is such genocide, the Natives lost 98% the land that rightfully belongs to them…the land that is now called America. 

 

The Tulsa race massacre, also known as the Tulsa race riot or the Black Wall Street massacre,[12] was a two-day-long white supremacistterrorist[13][14] massacre[15] that took place between May 31 and June 1, 1921, when mobs of white residents, some of whom had been appointed as deputies and armed by city government officials,[16] attacked black residents and destroyed homes and businesses of the Greenwood District in Tulsa, Oklahoma.

 

The Wilmington insurrection of 1898, also known as the Wilmington massacre of 1898 or the Wilmington coup of 1898,[6] was a municipal-level coup d'état and a massacre that was carried out by white supremacists in Wilmington, North Carolina, United States, on Thursday, November 10, 1898.[7] The white press in Wilmington originally described the event as a race riot perpetrated by a mob of black people. In later study, the event has been characterized as a violent overthrow of a duly elected government by white supremacists.[8][9]

 

These are just small number historical truths that in a court of law would be deemed due recompense of damages by the oppressor all in the name of American government:

 

What should recompense look like? Money in the pocket, 40acres and a mule? Some would say yes, but really generations have been so spread about that what was owed to the ancestors cannot be divided. What can be offered to a mass of people that have been perpetually harmed financially, socially, and spiritually. FREE education / Skill training. Give each household the opportunity to succeed or fail under their own power and will without finances, placement tests, racism being an issue. Those that have received their education, forgive their loans and debt. They that are in debt, forgive their loans to banks. Do a complete and total reset, whereas, the individual truly has a choice to succeed or fail. Sure, white nationalists will complain, both the rich and poor, that it’s not fair; BUT they cannot deny US historical truths…white American, you had that equal opportunity amongst yourselves to define your financial future

Health Insurance: 

Here’s a story. My daughters played basketball and both tore their ACL,; my eldest tearing hers three times and the youngest tore her once. Thanks God we had insurance through my wife’s employer! The costs were expensive. First there was the initial visit, that included an Xray they didn’t need, but insurance company’s require it in order to get an MRI. After the MRI, the surgery, and then after the surgery there was physical therapy, again using the insurance to pay for everything. However, in both daughter cases, I still had to come out of pocket with money. Two incidents happened that made my stand at attention and pay attention. My eldest sore her last ACL on a Saturday and being so worried if the injury was in fact a tear, I wanted an MRI that day, but couldn’t because insurance required an Xray and then approval for an MRI. The only way to get an MRI that day was pay out of pocket. I said let’s do it! What is the cost? The hospital told me $286.00. My eyes got big and I agreed quickly because I had my mind set that it would be at least $2000.00 because that is near what I owed the first time through insurance. This was a Hmmm moment, but I did not awake fully to find this troubling enough to start a little ruckus. When my youngest tore her ACL, I was more aware and I paid out of pocket for the MRI but for physical therapy I used my insurance. I was gain taken back because I used my insurance to pay for the first 12 session and paid out of pocket for the last 12. When I received my bill from the hospital stating what I owed in my part after the insurance, it was 3times more than I paid out of pocket! This is not fair to the American people! 

 

Americans are paying an arm and leg for health insurance out of their paycheck, then have to pay a deductible before the insurance company will even assist, if that’s what you want to call it. Then the hospitals over charge and bill the insurance companies, just for the insurance companies to send you a letter stating what your portion of the bill you need to pay to the hospital or doctor. This can’t happen! 

 

I propose there be no difference between out of pocket fees and fees billed to the insurance company. All medical cost will frozen for transparency for audit to ensure out of pocket prices are not intentionally inflated. Hospitals must immediately comply to the new “For the American” health billing bill.

Protection for Workers:

Believe it or not, there are still Americans that believe in hard work, 40hour work week, and giving their employer everything they have because Americans budget their homes accordingly. But when we have employers that seek and implement ways to add more money to their bottom line and their pockets at the expense of American workers, this simply is not right nor is it representative of America being called the greatest nation. 

 

We have today large businesses that allow unqualified workers, that would not pass a background check or drug screening to even be employed with the company, being employed through other avenues to do various shift work for that company. Now on the surface it sounds and looks wonderful because these companies are employing people! But if we look deeper, this “Good Samaritan” act is their attempt to save money because they don’t have to pay insurance on these workers, they don’t have to be liable for unemployment, and at the same time, can reduce their W2 workforce hours; which will either force the W2 worker to leave the job or if the W2 employee choose to remain, the W2 employee low hours won’t qualify them to be full time benefits; thus the W2 employee will lose their benefits. Ripple effect: if W2 employee loses their hours and benefits, they then lose their homes, their healthcare, their way of life. This is not right. 

 

To counter this act of Corporate Good Samaritanism, I propose if large businesses decide to make such a move, that causes their W2 employees to loose hours, the employer must be required to raise the W2 employees pay equal to the hours loss and benefits remain intact.

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